Did you know that nearly half of U.S. adults who don’t have $400 saved up for an emergency expense? If you happen to be one of these people, then you might be looking for ways to get money fast and you don’t know where to turn or what to do.
Fortunately, there are several legit ways to get money and get it fast, so we have compiled a list of a few ways to do so.
Sell Things Online
We all have things laying around the house that we ultimately just don’t need. So, instead of leaving them in the corner just to collect dust and use up your space, you can try selling them online in order to earn some extra cash.
Whether it be old furniture or clothes, there are online marketplaces where you can sell pretty much everything, the most used ones being Facebook marketplace, eBay, Craigslist, etc. Since we are currently in the era of the coronavirus, it’s normal that you may be hesitant to have people come to your home to pick up what they bought.
If you can’t send the items you are selling via mail, you can try and set up a no-contact pick-up or drop-off and have the buyer send the money in an app instead of handing over cash.
Rent Out a Room on Airbnb
If you happen to have a spare bedroom or even a couch, you can rent them out to travelers on Airbnb. If you don’t already know, this is a site that offers rooms, couches, or whole houses for rent to travelers who are looking to avoid the expense and lack of personal feel that often comes with traditional hotels.
Some Airbnb travelers are traveling for work-related reasons, some are in town for a special event such as a concert, and others are looking for a short-term place to stay as they travel to a further destination.
So, this is a great option if you are comfortable with it. Also, Airbnb hosting requires little to no paperwork whatsoever, and you will be getting your money monthly since Airbnb deposits your earnings right into your bank account each month.
Non-bank Related Loans
If you need a lot of money immediately, there is always an option of getting a loan. It is a fast way to get a lot of money, but just be sure to do your research before you take out a loan! There are a lot of shady deals out there, so it is crucial that you know 100% what you are getting yourself into.
Luckily for us, the 21st century and technology allow us to get almost everything done from the comfort of your home. Therefore, borrowing online without the need to go to their office is especially convenient in this time of Covid19 crisis.
Take Out a Cash Advance
Sometimes, your credit card can offer you the option of a cash advance. This basically means that you can take out cash from an ATM against your card’s credit limit. Well, that sounds simple enough. But there is a downside to this – and it is how much you’ll end up paying for a cash advance, since you can easily find yourself paying $1,000 to access $800, for example. Still, it is a legitimate way to turn your available credit into cash if you’re in desperate need of money fast.
Find Gigs on Craigslist
If you are up for doing gigs for people that are looking for help doing what usually amounts to quick tasks, the “gigs” section on Craigslist is the place for you. The most common gigs that you can find is somebody asking for help moving, cleaning their home, or doing a car repair job.
You can find different types of jobs in this section as well, there is pretty much anything there, labor jobs, different writing jobs, as well as computer-related jobs. Oh and a quick side note, beware that you may find some weird stuff on there also, so search the listings carefully.
Fill Out Online Surveys
If you have just a few minutes, you could always spend it filling out online surveys. A lot of sites are going to pay you to fill out surveys and it’s also very easy. So, pretty much all you have to do is register, and then start filling answering questions. It sounds weird, but these are typically online market research surveys for big brands. In some instances, you can even get paid just for installing an app.
Fortunately, there are plenty of smart ways to raise money quickly without necessarily decimating your finances. Whatever of proposed ways do you choose from the ones mentioned above, after everything is settled – be sure to start a savings fund!
