People usually drive a van for business and commercial purposes. If you use your van whether for delivering goods or transporting students, you need van insurance. Shopping around for van insurance can be time-consuming. You may even dislike the thought of it because of how hard it is to find the right insurance at a low price.
Vans are entirely different from cars and so are the requirements and coverage of insurance. You need to get the right policy for your van according to how you use it. Getting your van insured can be complicated. A lot of people struggle to find the right insurance that best fits their needs.
Van insurances can be confusing because of their different types. In this guide, we’ll be discussing all of the types to help you make a well-informed decision.
Private Van Insurance:
Just like car insurance, there are three basic kinds of van insurances and vary in terms of the coverage they provide. These policies are for those van owners who don’t use their vans for earning money or any kind of business.
- Comprehensive– This policy gives you the highest level of cover. It covers you against damage to your van and other vehicles, even if the damage was not your fault
- Third-Party Fire And Threat– this insurance gives the middle-level coverage. It covers you against the damage you cause to other vehicles as well as the damage caused by fire or theft.
- Third-Party Only– This is the minimum level of insurance you can get in the UK. It covers you against damage you cause to other vehicles.
Business Van Insurance:
There are different types of business van insurance. The kind of insurance you should get is determined by how you use your van.
- Courier Van Insurance- if you use your van for delivering items in a localized area, you should get the courier van insurance. This insurance only covers the vehicle and not the goods stored in the van.
- Haulage insurance- this insurance is preferable for people who use their vans to deliver items over long distances. This policy addresses the risks of motorway mileage. This insurance also only covers the vehicle itself and not the goods stored in it.
- Our Goods Van Insurance- this policy covers your van and the stuff stored in the van. This policy is best for people who carry their equipment from job site to job site.
- Good In Transit Van Insurance- this policy covers the products stored and carried for business purposes in your van. The quote of this insurance depends on the kind and value of the goods you carry.
Van insurance can cost an arm and a leg so it’s wise to compare the market to find the best deals before you buy your van insurance. Money expert specializes in offering private and business van insurance to customers all over the UK. Money expert is one of the best providers of low-cost van insurances with great policy benefits.
Comparing quotes and making sure you get the right kind of deal has never been this easy. You should definitely try this sites to find a cheap quote and bag an amazing deal!
